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Don't let winter catch you out
It may be chilly out there. It is predicted to be a very cold winter - which means bigger energy bills and other problems - but stick with us and we'll help you hunker down and save as much money as possible.
One of the main worries at this time of year is frozen pipes. And once your pipes get frozen, they'll easily burst - which can cost a fortune to repair.
In fact, the Association of British Insurers revealed that last December, 103,000 properties claimed for burst pipe damage, totaling £680 million.